Our Financial Planning Process

Financial planning isn’t a one-time event. It’s a thoughtful, continuous process designed to bring clarity, confidence, and direction to your financial life.

Our approach starts with understanding what matters most to you and builds from there - adapting as your life and priorities evolve.

Here’s what you can expect when you work with Bfi Services (Boghossian Financial & Insurance Services).


1. The First Tee

Getting to know you

We begin with a conversation focused on you - your life, your goals, and what prompted you to reach out. This is a chance to understand what’s important to you and to determine whether working together feels like a good fit.

There’s no pressure and no preparation required.


2. Course Mapping

Organizing your financial life

If we decide to move forward, we gather the information needed to understand your full financial picture. This includes income, assets, liabilities, benefits, insurance, and planning documents.

You’ll receive access to a secure personal financial portal where you can link accounts, store documents, and stay organized in one place.


3. Reading the Greens

Understanding where you stand

Using planning and modeling tools, we analyze your current situation and explore different scenarios. This helps clarify where you are today, what trade-offs exist, and how different decisions may impact your future.

The goal is understanding - not overwhelm.


4. The Game Plan

Designing your financial strategy

We design a personalized financial plan built around your goals, values, and what brings you joy. There’s no standard template. Your plan reflects your life, priorities, and circumstances.

Recommendations are practical, intentional, and designed to support the life you want to live.


5. Playing the Round

Putting the plan into action

A plan only works if it’s implemented. We help coordinate next steps and guide decisions so ideas turn into progress.

You’re never left wondering what comes next or how to move forward.


6. Staying on Course

Ongoing guidance as life evolves

Life changes - and your plan should too. We continue working together to monitor progress, adjust strategies, and revisit decisions as your career, family, or goals change.

This is an ongoing relationship built to support you over time.


What This Means for You

You’ll always know:

  • What stage you’re in

  • What to expect next

  • Why certain decisions matter

  • How your plan connects to your life

Our role is to provide clarity, structure, and guidance - so your financial decisions feel intentional and aligned.